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No fourth stimulus check in sight, but your state still handing out COVID money?

No fourth stimulus check in sight, but your state still handing out COVID money?

No fourth stimulus check in sight, but your state still handing out COVID money?

Don’t hold your breath as you wait for the federal government to issue a fourth pandemic stimulus check for a wide swath of Americans.

The administration is stuck with President Biden’s budget and other issues, showing no signs of reaction to several grassroots attempts to request Washington for more regular stimulus infusions.

However, some states issue their own incentive checks for residents — including one that now sends out new checks. Here is the list of places that make payments that can be spent on household expenses or: pay off debts as the pandemic continues.

California

Beautiful sunset of the downtown Los Angeles skyline and palm trees in the foreground

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Another round of payments is underway under California’s Golden State Stimulus II, which is part of the state’s overall stimulus package.

More than 9 million eligible taxpayers will receive payments ranging from $600 to $1,000. To qualify, a resident must earn $75,000 or less.

The state will issue most direct deposit incentive payments by October 31.

It started sending paper checks earlier this month, which will take longer to process than bank deposits. Some checks will not arrive in the letterbox until January 2022.

Florida

Aerial view of South Beach, Miami Beach, Florida, USA.

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Florida has recognized teachers for their dedication to educating children during the pandemic. It has given educators $1,000 checks to classroom teachers and principals.

Others thanked by the state are first responders. Florida has paid up to $1,000 to more than 193,000 of its first responders.

The state has allocated approximately $208 million for first responders, including 49,000 sworn law enforcement officers, 40,000 EMTs, 35,000 firefighters and 33,000 paramedics.

The one-time relief checks recognize their sacrifices during the pandemic.

New Mexico

Morning view of New Mexico's famous Albuquerque International Balloon Fiesta event

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New Mexico began providing incentives to more than 4,000 low-income residents in August. Eligible residents receive up to $750 in emergency financial assistance.

The state legislature has set aside $5 million to give to people who didn’t qualify for federal stimulus checks.

But not all the money has been spent.

The state still has $1.4 million in economic aid to give.

From October 12 to 22, the state asked people to apply for the checks if they hadn’t received help in the first round.

“These funds will help people in our community who have been overlooked by federal incentive programs and who need the extra money to feed and house their families,” said Angela Medrano, deputy secretary of state for the Human Services Department.

The state will issue the payments at the end of November.

Tennessee

The Tennessee state legislature passed a bill earlier this year to give teachers a risk payment to show appreciation to educators during the pandemic.

Under the bill, one-off payments — rather than a proposed 2% increase — will be paid out before the end of this year. Full-time teachers receive $1,000 and part-time teachers receive $500.

Texas

Family biking together in a park in Sugar Land, Texas

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While there is no statewide program for COVID relief payments in Texas, some school districts are finding ways to pay their employees with incentive checks in the form of bonuses.

In Waco, the school district plans to spend $8.6 million in pandemic funds over the next few years to pay its teachers up to $10,000 in bonuses. That’s not all. Custodians and cafeteria workers will also receive up to $1,000 in bonuses.

Several Texas school districts have approved pay increases for educators in lieu of direct cash payments.

The school board in the Dallas suburb of Irving agreed to give returning teachers a $2,000 bonus. In the Denton school district, teachers receive $500 and a 2% pay increase.

What if your state doesn’t provide additional incentive?

Couple managing the debt

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If your state doesn’t offer stimulus control or you don’t qualify for one, you still have options to create your own financial aid.

  • Pay off your debt. Figuring out how to lower your credit card interest rates is a great start to reducing your debt. Check your monthly statements to see how much you pay. A lower rate can help you pay off what you owe more quickly. Some credit cards have zero or low interest balance transfer offers. Another way to deal with your debt is to fold your bills into a single debt consolidation loan to pay it off at a more affordable interest rate.

  • Lower your insurance costs. You could potentially save hundreds of dollars a year by switching to another company. Many auto insurance companies offer a variety of discounts that can cumulatively lower what you’re currently paying. Compare rates to find the best deal on your car premiums. Shopping is also a good way to find a cheaper rate on homeowners insurance.

  • Make sure every dollar you spend counts. Can you do without your online movie streaming services? Can you buy more of your groceries in bulk? Do you get the best deals online? By using a free browser add-on that automatically scours the internet for better prices and coupons, you can spend less on your groceries.

  • Put your change to work. You can put your extra money aside to invest in the stock market. A popular app can help you invest your “change” from everyday purchases to a diversified portfolio.

This article provides information only and should not be construed as advice. It comes without any kind of warranty.